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Heating & Cooling Financing

Expand your purchasing power with Promotional Financing through Synchrony. Synchrony is one of the nation’s premier consumer financial services companies. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.
  • A simple application process, and fast credit decisions
  • Convenient monthly payment options
  • Online account management
  • Promotional financing options1
  • Unsecured, revolving credit lines
1. Subject to credit approval. Minimum monthly payments required. See store for details. For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Save The Planet, Save Money, & Increase Property Value!

Low interest rate government financing, local utility rebates, and tax credit programs can reduce the monthly bill for energy efficiency systems to less than the cost of energy that it saves, putting money into the pockets of home and business owners.

Low Interest Financing

Many homeowners would love to take advantage of the energy savings that geothermal heat pumps can provide, however, the cost to install these systems can prevent some from making that purchase. However, the federal government is now offering a way to finance geothermal systems that may make the initial cost a lot more more palatable to homeowners.

Last year, the Federal Housing Administration (FHA) introduced a loan program that enables homeowners to make cost-effective, energy-saving improvements to their homes. The program allows homeowners to borrow up to $25,000 for terms as long as 20 years to make energy improvements to their homes, including energy efficient HVAC systems, water heaters, and geothermal heating systems.

Loans are offered through FHA-approved lenders and are available to homeowners who meet specific qualifying guidelines. The loans feature interest rates in the single digits, and borrowers using the loans can often times still take advantage of local utility rebates, as well as the 30 percent federal tax credit.

Tax Credits

Loans offered through FHA-approved lenders and are available to homeowners who meet specific qualifying guidelines. The loans feature interest rates in the single digits, and borrowers using the loans can often times still take advantage of local utility rebates, as well as the 30 percent federal tax credit.

Local Utility Rebates

Last year, the Federal Housing Administration (FHA) introduced a loan program that enables homeowners to make cost-effective, energy-saving improvements to their homes. The program allows homeowners to borrow up to $25,000 for terms as long as 20 years to make energy improvements to their homes, including energy efficient HVAC systems and water heates, and geothermal systems.

Resources To Help You Explore

There are many local, private, federal, and utility company based incentive programs as well as financing options available to you in support of your goal to create a better energy environment, reduce wasteful consumption, and save money.

United Service Specialists Heating & Air Conditioning is familiar with many of them and can guide you on how to apply for the ones that you may qualify for. We’ve gathered some resources below to help assist you in exploring which ones may be available to you.

If you have questions or would like some consultation, contact United Service Specialists Heating & Air Conditioning today!

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